Terms & Conditions

Last Updated: 11 May 2026.

Welcome to SpinFin (spin-fin.co). These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("the User," "the Punter," or "the Player") and SpinFin ("the Company," "we," "us," or "our"). By registering an account, depositing funds, or placing a flutter on our platform, you acknowledge that you have read, understood, and agreed to be bound by these Terms, as well as our Privacy Policy and Cookie Policy.

SpinFin is committed to providing a safe, fair, and transparent environment for all punters in the United Kingdom. We operate under strict compliance with the United Kingdom Gambling Commission (UKGC) regulations.

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1. Eligibility and Legal Requirements

1.1 Age Verification

Access to SpinFin is strictly prohibited for anyone under the age of 18. It is a criminal offence to gamble if you are under 18. We employ robust age verification systems to ensure that all punters meet this requirement. If we are unable to verify your age within 72 hours of your first deposit, your account may be frozen, and no further play will be permitted until verification is complete.

1.2 Jurisdiction

These Terms are governed by the laws of England and Wales. Our services are intended solely for users residing in the United Kingdom. If you access the site from outside the UK, you do so at your own risk and are responsible for compliance with local laws.

1.3 Personal Use

Your account is for your personal use only. You may not use the platform for any commercial purpose or on behalf of any other person. Any "wedge" won on the platform must belong solely to the registered account holder.

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2. Account Registration and Management

2.1 One Account Per Person

Each punter is permitted only one account. If we discover that a user has opened multiple accounts (duplicate accounts) to bypass limits or exploit bonuses, we reserve the right to close all associated accounts and void any winnings.

2.2 Accuracy of Information

During registration, you must provide accurate and up-to-date information, including your full legal name, date of birth, residential address, and email ([email protected] is our primary contact for support). Any discrepancies in this information may lead to the suspension of your account and the withholding of funds.

2.3 Account Security

You are responsible for maintaining the confidentiality of your login credentials. SpinFin is not liable for any losses incurred due to unauthorised access to your account resulting from your negligence. If you suspect your account has been compromised, you must notify us immediately.

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3. Deposits and Withdrawals

3.1 Currency

All transactions on SpinFin are conducted in British Pounds Sterling (GBP - £). Whether you are placing a quick quid on a match or withdrawing a significant wedge, the currency remains consistent.

3.2 Payment Methods

We support a variety of secure payment methods for punters in the UK, including:

• Debit Cards: Visa, Mastercard (Note: In accordance with UKGC rules, credit cards are not permitted for gambling).
• E-Wallets: PayPal, Neteller, Skrill.
• Mobile Payments: Apple Pay, Google Pay.
• Prepaid Options: Paysafecard.
• Direct Bank Transfers.

3.3 Deposit Rules

The minimum deposit amount is typically a tenner (£10), though certain promotions may allow for a fiver (£5). Funds deposited must originate from a payment method registered in the account holder’s name.

3.4 Withdrawal Procedures

Withdrawals will be processed back to the original method used for deposit whenever possible ("Closed Loop Policy"). We aim to process all withdrawal requests within 24 to 48 hours. Please note that large withdrawals may be subject to additional security checks in line with Anti-Money Laundering (AML) regulations.

3.5 No Interest

SpinFin is not a financial institution. Funds held in your account do not accrue interest.

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4. Anti-Money Laundering (AML) and "Know Your Customer" (KYC)

4.1 Verification Requirements

To comply with the Proceeds of Crime Act and UKGC standards, we must verify the identity and source of funds of our punters. You may be asked to provide:

• A copy of your valid Passport or Photo Driving Licence.
• A recent Utility Bill or Bank Statement (less than 3 months old).
• Proof of ownership for your payment method.

4.2 Source of Wealth

In certain circumstances, particularly when high volumes of GBP are being wagered, we may require evidence of your source of wealth. This is a regulatory requirement designed to prevent money laundering and ensure that punters are gambling within their means.

4.3 Reporting

SpinFin reserves the right to report suspicious transactions to the relevant UK authorities (such as the National Crime Agency) without prior notice to the user.

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5. Bonuses and Promotions

5.1 Fair Play and Transparency

All bonuses offered at SpinFin are subject to specific terms that are displayed prominently alongside the offer. We adhere to the UKGC’s guidelines on fair and transparent bonus terms. Wagering requirements, game restrictions, and expiry dates will always be stated upfront.

5.2 Wagering Requirements

Most bonuses come with a wagering requirement (e.g, 35x the bonus amount). This means you must wager the bonus funds a certain number of times before you can withdraw any associated winnings as cash.

5.3 Bonus Abuse

We have a zero-tolerance policy regarding bonus abuse. Prohibited activities include:

• Using multiple accounts to claim a "new player" offer.
• Collusion with other punters.
• Low-risk betting patterns (e.g, betting on both Red and Black in Roulette) to meet wagering requirements. If bonus abuse is detected, we reserve the right to forfeit the bonus and any winnings derived from it.

5.4 Maximum Stakes

When playing with an active bonus, a maximum stake limit (usually a fiver per spin or bet) may apply. Exceeding this limit can result in the voiding of the bonus.

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6. Responsible Gambling

6.1 Our Commitment

SpinFin is dedicated to promoting responsible gambling. Gambling should be a fun and entertaining activity, not a way to make money or escape personal problems. We provide a suite of tools to help you stay in control of your flutter.

6.2 Responsible Gambling Tools

• Deposit Limits: Set daily, weekly, or monthly limits on the amount you can deposit.
• Time-Outs: Take a short break from gambling for a period ranging from 24 hours to 6 weeks.
• Reality Checks: Set reminders to notify you of how long you have been logged in.
• Account History: Review your wins and losses to keep track of your spending.

6.3 Self-Exclusion and GamStop

If you feel that your gambling is becoming a problem, you can request to be self-excluded from our services for a period of 6 months to 5 years.

SpinFin is fully integrated with GamStop. If you register with GamStop, you will be automatically prevented from accessing our platform and any other licensed UK gambling site for the duration of your exclusion.

6.4 Support Organisations

If you or someone you know is struggling with gambling addiction, we strongly recommend contacting the following UK-based organisations:

• BeGambleAware: Providing information to help people make informed decisions about their gambling.
• GamCare: National Gambling Helpline: 0808 8020 133.
• Gamblers Anonymous (UK): Support groups for individuals with gambling problems.

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7. Rules of Play and Sports Betting

7.1 Fair Gaming

All casino games on SpinFin use a Random Number Generator (RNG) to ensure fair and unpredictable outcomes. Our software is regularly audited by independent third-party agencies.

7.2 Sports Betting

We offer a comprehensive sportsbook covering popular UK events, including:

• Football: Premier League, EFL, Champions League.
• Horse Racing: Cheltenham Festival, Grand National, Royal Ascot.
• Cricket: The Ashes, T20 Blast, County Championship.
• Rugby: Six Nations, Premiership Rugby.

7.3 Bet Acceptance

A bet is not valid until you receive a confirmation message on the screen. Once a bet is accepted, it cannot be cancelled or changed by the punter.

7.4 Maximum Payouts

There are limits on the maximum amount a punter can win in a single day or on a single event. These limits vary depending on the sport and market. Even if you win a massive wedge, the payout will be capped at the stated maximum limit in our Betting Rules section.

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8. Prohibited Practices

8.1 Collusion and Cheating

Any form of cheating, including the use of "bots," AI software, or colluding with other players to gain an unfair advantage, is strictly prohibited. If we suspect such activity, your account will be suspended pending an investigation.

8.2 Error and Omissions

While we strive for perfection, errors in odds, lines, or software may occur. If a bet is accepted at a price that is materially different from those available in the general market or clearly incorrect at the time the bet was placed, SpinFin reserves the right to void the bet or settle it at the correct price.

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9. Intellectual Property

9.1 Ownership

All content on spin-fin.co, including text, graphics, logos, and software, is the property of SpinFin or its licensors and is protected by UK and international copyright laws.

9.2 Restricted Use

You are granted a limited, non-exclusive license to access the site for personal gambling purposes. You may not reproduce, modify, or distribute any part of the site without our express written consent.

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10. Limitation of Liability

10.1 No Warranties

The website and services are provided "as is." We do not guarantee that the platform will be error-free or uninterrupted.

10.2 Indirect Losses

To the fullest extent permitted by UK law, SpinFin shall not be liable for any indirect or consequential loss or damage, including loss of profits, data, or opportunity, arising out of your use of the platform.

10.3 Maximum Liability

Our total liability to you in connection with these Terms shall not exceed the amount of the bets you placed via your account in respect of the relevant bet or product that gave rise to the liability.

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11. Dispute Resolution and Complaints

11.1 Contacting Support

If you have a complaint, your first step should be to contact our customer support team at [email protected]. We aim to acknowledge all complaints within 24 hours and provide a final resolution within 8 weeks.

11.2 Alternative Dispute Resolution (ADR)

If you are not satisfied with our final response, you have the right to refer your dispute to an independent Alternative Dispute Resolution (ADR) provider, such as IBAS (Independent Betting Adjudication Service). The decision of the ADR provider will be final and binding for disputes within their jurisdiction.

11.3 UK Gambling Commission

While the UKGC does not resolve individual consumer complaints, you may contact them if you believe we are in breach of our licensing conditions.

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12. Changes to Terms and Conditions

12.1 Right to Modify

SpinFin reserves the right to modify these Terms at any time. This may be necessary to reflect changes in law, regulation, or our business practices.

12.2 Notification

If significant changes are made, we will notify you via email or a prominent notice on the website. Your continued use of the platform after such changes constitutes acceptance of the new Terms. If you do not agree to the changes, you must stop using the site and withdraw your remaining funds.

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13. Termination and Suspension

13.1 Right to Close Accounts

We reserve the right to close or suspend your account at our sole discretion for reasons including, but not limited to:

• Breach of these Terms.
• Suspected fraudulent or criminal activity.
• Responsible gambling concerns.
• If your account has been inactive for more than 12 consecutive months.

13.2 Inactive Accounts

An account is considered inactive if no login has been recorded for 12 months. After this period, we may apply a monthly administrative fee of £5 (a fiver) until the balance reaches zero or the account is reactivated. We will attempt to contact you at least 30 days before any fees are applied.

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14. Data Protection

14.1 GDPR Compliance

We process your personal data in accordance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018. Your data is used to provide gambling services, verify your identity, and comply with legal obligations.

14.2 Marketing

We will only send you marketing materials if you have explicitly opted in to receive them. You can opt out at any time through your account settings or by clicking the "unsubscribe" link in any email.

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15. General Provisions

15.1 Entire Agreement

These Terms, along with the Privacy Policy and applicable Game/Betting Rules, constitute the entire agreement between you and SpinFin.

15.2 Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of law, the remaining provisions shall remain in full force and effect.

15.3 No Waiver

Failure by SpinFin to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

15.4 Assignment

We may assign or transfer our rights and obligations under these Terms to another company within our corporate group or to a third party in the event of a merger or sale. You may not assign your rights under these Terms.

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Summary of Key Information for Punters

By checking the box during registration, you confirm that you are at least 18 years of age and that you agree to these Terms and Conditions. Please ensure you gamble responsibly. If you find yourself chasing a "nicker" or a "wedge" to the point of distress, please seek help immediately from the resources provided.

Enjoy your time at SpinFin, and may the odds be in your favour for your next flutter.